Effective Date: October 27, 2025
At New Financial Cents (“NFC,” “we,” “our,” “us”), your privacy matters. This Privacy Policy explains what information we collect, how we use it, and your choices regarding your data when you use our website, newsletters, tools, and services (collectively, the “Services”).
1) Information We Collect
- Personal Information: email addresses, names (if provided), and any details you submit when subscribing or contacting us.
- Usage Data: IP address, browser type, device info, pages visited, time spent on site, and referral sources.
- Cookies & Tracking: we use cookies, pixels, and similar technologies to analyze traffic, measure campaign performance, and attribute affiliate commissions.
We use certain third-party cookies and similar technologies to attribute affiliate referrals and sponsored clicks. These attribution tools help our partners recognize that you visited from New Financial Cents; they do not store your personal financial data. You can manage or block cookies in your browser settings. For more about our monetization practices, see How We Make Money.
2) How We Use Your Information
- Send newsletters, updates, and educational content you subscribe to;
- Respond to inquiries and provide customer support;
- Analyze usage and improve our content, tools, and Services;
- Track affiliate links and sponsored content performance;
- Comply with legal obligations.
3) How We Share Information
We may share your information with:
- Service Providers: email service providers, analytics platforms, hosting providers, customer support tools;
- Affiliate Networks & Partners: to track clicks and purchases for commission attribution;
- Legal Compliance: if required by law, subpoena, or government request.
We do not sell your personal information to third parties.
4) Affiliate Link Tracking
Some links on our Services are affiliate links. When you click an affiliate link, cookies or other technologies may be used to track your visit and credit us with a commission if you complete a purchase. These cookies are controlled by the affiliate network or partner, not NFC.
5) Cookies & Tracking Technologies
We use cookies and similar tools to operate our Services, analyze traffic (e.g., Google Analytics), and improve user experience. You can manage cookies through your browser settings. Disabling cookies may limit functionality.
6) Legal Bases for Processing (EU/EEA Visitors)
If you access our Services from the EU/EEA, we rely on legal bases such as consent (for email subscriptions), legitimate interests (for analytics and site security), and legal obligations (for compliance purposes).
7) Your Rights & Choices
- Email: you may unsubscribe at any time using the “unsubscribe” link in our emails.
- Access/Deletion: you may request access to or deletion of your personal data by contacting us at info@newfinancialcents.com.
- Cookies: manage cookie preferences in your browser or device settings.
- California (CCPA): if you are a California resident, you have the right to know what personal information we collect, request deletion, and opt-out of sale of personal information. We do not sell data.
8) Data Security
We use reasonable administrative, technical, and physical measures to safeguard information. However, no system is completely secure, and we cannot guarantee absolute security.
9) Data Retention
We retain personal data as long as necessary to fulfill the purposes outlined in this Policy, comply with legal obligations, resolve disputes, and enforce agreements.
10) Children’s Privacy
Our Services are not directed to children under 13, and we do not knowingly collect personal information from them. If we learn we have collected such data, we will delete it promptly.
11) Changes to This Policy
We may update this Privacy Policy as our Services evolve. When we do, we’ll revise the effective date above. Continued use after updates indicates acceptance.
12) Contact Us
If you have questions about this Privacy Policy or your data, email us at info@newfinancialcents.com.